UK Global Associates Secured Loans
Why Choose A UK Global Associates Secured Loans?
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Can help clients to avoid early repayment *NO UPFRONT FEES*
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Maximum redemption penalty now just 2 months interest*
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Loans between £3000 to £100,000
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Genuine unlimited adverse scheme available up to 65% LTV
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Borrow up to 85% LTV
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Self-Certification options available
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Interest Only or Repayment options available
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Defaults ignored (lender specific)
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CCJ's and mortgage arrears taken into account (lender specific)
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Unsecured credit ignored for affordability purposes (lender specific)
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Buy-to-let/semi-commercial second charges available – Up to 65% LTV
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Funds can be borrowed to discharge an IVA
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Can consider loans to ex-bankrupts or IVA borrowers
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Can help clients to avoid moving their main mortgage into a sub-prime product
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Can be kept separate from their main mortgage and paid off in a shorter time
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Common for lenders not to require planning consents and estimates for home improvements, as this is often covered by title insurance.
* All loans now governed by Consumer Credit Act except where loan purpose is for business purposes – different redemption penalties may apply.
Other Acceptable Purposes for A Secured Loan
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Timeshare
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Holiday Homes
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Cosmetic Surgery
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Purchase of Cars
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Investment Properties
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Buy-to-Let Second Charges
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Home Improvements
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Debt Consolidation
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Tax Bills
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Business Purposes